: Archive - February 2017


Five Mistakes Landlords Make

While the quality of landlords and their understanding of the buy-to-let market has undoubtedly improved in recent years, there are still some fundamental mistakes that are made

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property prices

Whats the Latest on Property Prices and Rents

The property price reports are giving quite a consistent view of the year for 2016. Reports suggest prices rose by just over 3% to 6.5%. Taking an average increase of 4%, for a property worth £200,000, that’s an increase in value of £8,000.

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There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.