: Archive - January 2016

Latest news from the property price and rental indices

2015 was an incredible year for some investors with property prices and rents both rising at some of the highest levels we have seen since the credit crunch crashed both, plummeting some landlords into bankruptcy, or suffering from huge capital growth losses.

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Is 2016 a good time to expand your portfolio

On the one hand, 2015 was a good year for property investors. Most saw rents increase either at or above the rate of inflation for the first time in some years and property prices also rose for many. Depending on where and when the rental properties were bought, this could have meant an increase in both asset values and income levels.

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There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.