landlord insurance

Landlord Insurance Round Up

As a landlord, you’ll be aware that insurance for buy to let properties is different to the insurance you have for your own home and you should already have an appropriate policy in place for the property you let.

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BTL Landlord

Latest on Agent Fees

The level of fees charged by agents has been quite diverse over the years, for both tenants and landlords.

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landlords

Five Mistakes Landlords Make

While the quality of landlords and their understanding of the buy-to-let market has undoubtedly improved in recent years, there are still some fundamental mistakes that are made

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property prices

Whats the Latest on Property Prices and Rents

The property price reports are giving quite a consistent view of the year for 2016. Reports suggest prices rose by just over 3% to 6.5%. Taking an average increase of 4%, for a property worth £200,000, that’s an increase in value of £8,000.

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landlords find

30,000 fine for landlords in 2017

With a long overdue crackdown on poor landlords that give a bad reputation to the ‘good guys’, probably the biggest fine we’ve seen so far is on the horizon.

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2017

New year, new higher rental income

New year is a time when people tend to take stock of personal, business and financial matters and it’s when many landlords review their portfolio, checking how well it has performed over the past 12 months

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John Hammond

Is the Government Completely Anti the Private Rented Sector

Any landlord or property investor who has watched and listened closely to the budgets over the last few years and keeps up to date with the 400+ rules and regulations, will feel that the good work done in looking after tenants properly isn’t being appreciated by the Government much, if at all.

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renting

What you need to know about voids

A ‘void’ is the period when a property lies empty between tenancies and is therefore not generating any rental income. Voids are regarded as one of the biggest things that can negatively impact a landlord’s profits and, unfortunately, they’re almost impossible to completely avoid. 

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There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.