As you may be only too well aware, over the last couple of years, the Government has passed various pieces of legislation targeting landlords’ profits, through increasing the cost of letting and capping tax relief.Read on
Will the new government white paper's stance of fixing the broken housing market impact on buy to let
A few weeks ago, the government launched its new housing strategy for England, but what impact could this have on the buy to let sector?Read on
Now that both the cost of letting and taxation have increased for landlords, many are taking some time to review their portfolio, to see how these costs can be mitigated.Read on
When a tenant’s personal circumstances change, it may not occur to them to let their managing agent or landlord know, especially as it may be quite a stressful time.Read on
Are you weighing up the pros and cons of investing in a 'ready to go' property or a 'project property' that needs renovating.Read on
If you can spare some time between Christmas and New Year, you should take care of these three jobs, to ensure you are prepared for the future, following recent tax and regulation changes.Read on
We all love to have a good Christmas and New Year, but it can be a source of tension for landlords and tenants if the ground rules haven’t been laid and a polite reminder given to tenants about what they can and can’t do over the festive periodRead on
Any landlord or property investor who has watched and listened closely to the budgets over the last few years and keeps up to date with the 400+ rules and regulations, will feel that the good work done in looking after tenants properly isn’t being appreciated by the Government much, if at all.Read on
Under the Immigration Act 2014, the Right to Rent scheme was rolled out across England on 1st February 2016, requiring every new tenant to be checked before any tenancy agreement is signed, to ensure they are legally entitled to be in the UK.Read on
The Royal Institution of Chartered Surveyors have suggested that Theresa May needs to “get out [her] hard hat” as they estimate the UK faces 1.8 million shortage of rental properties.Read on
Read here to find out what a deduction in the bank rate means for landlords and their finances.Read on
At the end of 2015, we normally see various property price forecasts come through to guide us on how the market might perform in the following year.Read on
A ‘void’ is the period when a property lies empty between tenancies and is therefore not generating any rental income. Voids are regarded as one of the biggest things that can negatively impact a landlord’s profits and, unfortunately, they’re almost impossible to completely avoid.Read on
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.